dalveranox - Expert Financial Planning Solutions for Australians

Acceptance of Terms

By accessing this website, submitting inquiry forms, scheduling consultations, or using any services provided by dalveranox, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and all applicable laws and regulations. Your continued use of the website or services constitutes ongoing acceptance of these terms and any subsequent modifications. If you do not agree with these terms, you must immediately cease using our website and services.

Definitions

For purposes of these Terms and Conditions, the following definitions apply throughout this document:

Service or Services refers to financial planning consultation services provided by dalveranox, including but not limited to analytical reviews, discussions, recommendations, documentation, follow-up consultations, and other advisory activities conducted through personal meetings, phone calls, video conferences, email, or other communication methods.

Client, You, or Your refers to any individual who accesses our website, submits inquiries, engages our consultation services, or otherwise interacts with dalveranox in connection with financial planning consultation matters.

We, Us, Our, or dalveranox refers to the financial planning consultation business operating under the name dalveranox, including all consultants, employees, agents, and representatives acting on behalf of the organization.

Website refers to the dalveranox website located at dalveranox.sbs and all associated pages, content, functionality, and services accessible through this dalveranox.

Permitted Service Usage

Our consultation services are provided for informational and advisory purposes to help you make informed financial planning decisions. Services do not constitute specific recommendations to take particular actions or guarantees of outcomes. You may use our services only for lawful purposes and in accordance with these Terms. You agree to use services in good faith, provide accurate information, engage constructively in consultation process, and respect intellectual property and confidentiality.

Eligibility

Our services are intended for individuals who are at least 18 years of age and have legal capacity to enter into binding agreements. By using our services, you represent and warrant that you meet these eligibility requirements. If you are accessing services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

Services are designed for residents of Australia and may not be suitable for individuals located in other jurisdictions.

Your Responsibilities as Client

As a user of our consultation services, you agree to fulfill certain responsibilities essential to productive engagement:

Provide accurate, complete, and current information during consultations and in all communications with our consultants. Inaccurate or incomplete information may affect quality and relevance of analysis and recommendations provided.

Maintain confidentiality of any account credentials or access information provided for client portals or secure communication channels. You are responsible for all activity occurring under your account.

Notify us promptly of any changes in circumstances that may affect relevance of previous consultations or recommendations discussed, enabling us to provide updated guidance reflecting current situation.

Make independent decisions regarding your financial planning after considering consultations alongside other information and advice from appropriate professionals. Final decision authority and responsibility remain with you.

Prohibited Uses

You agree not to use our website or services for any of the following purposes:

Any unlawful purpose or in violation of these Terms, applicable laws, regulations, or rights of dalveranox or third parties, including intellectual property rights, privacy rights, or contractual rights.

To transmit or make available any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, invasive of privacy, hateful, or otherwise objectionable.

To impersonate any person or entity, falsely claim affiliation with any person or entity, or provide false information about identity, credentials, or circumstances during consultations.

To interfere with or disrupt website functionality, servers, or networks connected to the website, or to violate any requirements, procedures, policies, or regulations of such networks.

To attempt to gain unauthorized access to any portion of the website, other accounts, computer systems, or networks connected to the website through hacking, password mining, or other means.

Intellectual Property Rights

All content on this website including text, graphics, logos, images, documentation, analytical frameworks, methodologies, and software is the property of dalveranox or its licensors and is protected by Australian and international intellectual property laws. You are granted limited license to access and use content for personal, non-commercial purposes related to considering or receiving our consultation services. You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any content without our prior written consent except as necessary for normal website browsing.

User-Generated Content

You may have opportunities to submit content such as inquiry forms, testimonials with permission, feedback, questions, or other communications. You retain ownership of content you submit but grant dalveranox non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display such content for business purposes including providing services, improving offerings, and marketing with appropriate anonymization.

Representations Regarding Content Submitted

By submitting content, you represent and warrant that you own or have necessary rights to submit it, that submission does not violate any third-party rights or applicable laws, and that content is accurate to the best of your knowledge. We reserve the right to remove any content that violates these Terms or is otherwise objectionable.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our website or services, you consent to data practices described in the Privacy Policy. We encourage you to review the Privacy Policy carefully to understand how we handle your personal information, your rights, and our security practices.

View Privacy Policy

Service Disclaimers and Limitations

Our consultation services are subject to important disclaimers that you must understand before engaging our services:

No Guarantee of Outcomes

Results may vary. We make no guarantees, representations, or warranties regarding outcomes from using our consultation services or implementing approaches discussed. Financial planning involves inherent uncertainties influenced by market conditions, regulatory changes, personal circumstances, and numerous other factors. Past performance does not guarantee future results. Individual outcomes vary significantly.

Limitation of Liability

To the maximum extent permitted by Australian law, dalveranox shall not be liable for any indirect, incidental, special, consequential, or punitive damages including loss of profits, data, or goodwill arising from your use of our services or website, even if we have been advised of the possibility of such damages. Our total liability for all claims related to services shall not exceed the amount you paid for consultation services.

Indemnification

You agree to indemnify, defend, and hold harmless dalveranox, its consultants, employees, and affiliates from any claims, liabilities, damages, losses, costs, or expenses including reasonable legal fees arising from your use of services, violation of these Terms, or violation of any rights of third parties. This indemnification obligation survives termination of these Terms.

Dispute Resolution Procedures

We prefer to resolve disputes amicably through direct communication. If disputes arise, the following procedures apply:

Arbitration

Any dispute or claim arising from or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of a recognized arbitration body in Australia. Arbitration shall take place in the state or territory where our principal office is located. Each party shall bear its own costs of arbitration.

You agree to waive any right to jury trial or to participate in class action lawsuits regarding disputes with dalveranox. Arbitration decisions are final and binding.

Online Dispute Resolution Platform

For disputes involving online transactions or services, you may have access to online dispute resolution platforms provided by governmental or industry bodies. We will cooperate with such processes in good faith if they are available and applicable to the dispute. Information about online dispute resolution may be available through relevant consumer protection agencies.

Australian Consumer Law Information

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, it shall be severed from these Terms. The invalidity of any provision shall not affect the validity of remaining provisions.

Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, and Disclaimer, constitute the entire agreement between you and dalveranox regarding use of our website and services. These Terms supersede all prior or contemporaneous communications and proposals whether oral or written between you and dalveranox regarding subject matter herein.

Governing Law and Jurisdiction

These Terms are governed by the laws of the Commonwealth of Australia and the applicable state or territory where our services are provided. You consent to the exclusive jurisdiction of courts in Australia for resolution of any legal matters arising from these Terms or our services that are not subject to arbitration.

Termination

We reserve the right to terminate or suspend your access to our website or services immediately, without prior notice or liability, for any reason including breach of these Terms. Upon termination, your right to use services ceases immediately. Provisions of these Terms that by their nature should survive termination shall survive including intellectual property provisions, disclaimers, limitations of liability, and dispute resolution provisions.

Modifications

We reserve the right to modify or replace these Terms at any time at our discretion. Material changes will be communicated by updating the effective date and posting revised Terms on this website. Your continued use of services after changes are posted constitutes acceptance of modified Terms. We recommend reviewing Terms periodically to stay informed of current provisions governing your use of services.

Contact Information for Terms Inquiries

If you have questions about these Terms and Conditions or need clarification regarding any provisions, please contact us:

Email Address: content@dalveranox.sbs

Phone Number: +61-7-5783-8148

Physical Address: 365 Little Collins St, Melbourne, VIC 3000 Australia

Terms and Conditions of Service